Personal Loan

Purpose:

• Purchase of Consumer durables and furniture/ fixture/ computers
• Repairs / renovation of flat / house
• Marriage & other religious ceremonies
• Domestic / Foreign tours & travels
• Repayment of existing debt
• Medical expenses for self / family members
• For any purpose which is acceptable to bank



Eligibility (may change as per bank rules):

• Permanent Salaried employees For Businessmen / Self-Employed / Professionals Minimum Take Home Income/Salary after EMI amount:-
1. Loan Up to Rs. 1.00 Lakh is Rs. 7,000 p.m.
2. Loan above Rs. 1.00 lakh & upto Rs. 2.00 Lakh is Rs. 8,000 p.m.
3. Loan above Rs. 2.00 Lakh & upto Rs.5.00 Lakh is Rs. 9,000 p.m



Service Charges:

• As per Service charges Manual.
• Gold appraisal charges as applicable.



Documents Required:

• Latest photograph, Photo Identity Proof, Pan Card Copy, Residence Proof of the Applicant And Guarantors
• In case of salaried person , salary slip for last 3 months and Bank statement for last 6 months, Form no-16-A & IT Return for last 3 years.
• In case of Businessman, last 2 years financial statement along with ITR copy and Bank statement for business account for last 1 years.



Note:

• For further details click here.