Frequently Asked Questions (FAQs)
1. What are the documents required to open a saving bank account?
- Copy of ration card or any other address proof
- Identification proof (PAN Card/Passport / Driving License / Election Card etc) all the documents to be self attested and to be verified with the Originals.
- 2 Photographs.
2. What are the Nomination facilities for different types of deposits?
- Nomination facility is available for all types of deposit accounts.
- Term loan
- Vehicle loan
- Education loan
- Loan against fixed deposit
- Loan against gold
- Loan against insurance/NSC/KVP
- Housing loan
- Personal / Housing Loan (Staff)
- Construction of and repairs to house (Term loan)- Salary Deduction
- Personal loan (secured and unsecured)
- Overdraft loan (OD/CC loan)
4. What the rates of interest for different types of loans?
- The bank shall charge the rate of interest ranging from as decided by BOD depending on the purpose/security etc and as per guideline issued by RBI from time to time. "Click here for approximate figures"
5. What documents are required for personal loan?
- The following documents are required for personal loan approval. " Click Here "
6. What documents are required for loan against fixed deposits?
- The following documents are required for approval of loan against fixed deposits. " Click Here "
7. What documents are required for loan against gold and silver ornaments?
- The following documents are required for approval of loan against gold and silver ornaments. " Click Here "
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